Visible stages
See where each transaction stands.
FundLOT / Equipment finance visibility
The transaction visibility platform for equipment finance.
FundLOT turns used-equipment sales into guided, visible financing journeys, dealer-branded from first equipment view through application, documentation, and funding.
Every deal has a stage. Every stage has an owner. Every owner knows the next move.
Developed by Hillcrest Equipment Finance
The platform
Financing should not be a black box.
In equipment finance, buyers often do not know what happens next, dealers lose visibility after the introduction, and funding teams spend time chasing missing context. FundLOT replaces scattered updates with a structured transaction path.
Clear ownership
Know who owns the next move.
Cleaner handoffs
Move from inquiry to application, documentation, and funding with less ambiguity.
The FundLOT Deal Path
Every deal has a stage, an owner, and a next move.
FundLOT organizes equipment finance into a visible transaction path, so dealers, buyers, and funding sources can understand what is complete, what is current, and what happens next.
Intake
01Complete
Application received
Owner: Finance Desk
Log a complete application.
02Complete
Review, verify & submit
Owner: Finance Desk
Verify the file and submit one complete package.
Underwriting
03Complete
Funding-source review
Owner: Funding Source
Receive a decision or request for more information.
04Current
Decision and buyer acceptance
Owner: Finance Desk + Buyer
Capture terms and secure buyer acceptance.
Documentation
05Upcoming
Document request
Owner: Finance Desk
Request the items required to prepare documents.
06Upcoming
Documents issued
Owner: Funding Source
Prepare and deliver accurate documents to signers.
07Upcoming
Signed documents returned
Owner: Buyer
Return complete signed documents.
08Upcoming
Funding-source document review
Owner: Funding Source
Confirm the returned package is complete.
Close
09Upcoming
Delivery & acceptance
Owner: Dealer + Buyer
Confirm delivery, acceptance, and final authorization.
10Upcoming
Funding complete
Owner: Funding Source
Disburse, book, and archive the deal.
Intake Stages 01–02
- Application receivedFinance Desk logs a complete application.
- Review, verify & submitFinance Desk verifies the file and submits one complete package.
Underwriting Stages 03–04
- Funding-source reviewFunding Source receives a decision or request for information.
- Decision and buyer acceptanceFinance Desk + Buyer capture terms and buyer acceptance.
Documentation Stages 05–08
- Document requestFinance Desk requests items needed for documents.
- Documents issuedFunding Source prepares documents for signers.
- Signed documents returnedBuyer returns complete signed documents.
- Funding-source document reviewFunding Source confirms the returned package is complete.
Close Stages 09–10
- Delivery & acceptanceDealer + Buyer confirm delivery, acceptance, and final authorization.
- Funding completeFunding Source disburses, books, and archives the deal.
The illustrative path may vary by equipment, buyer, transaction structure, and funding-source requirements.
The buyer experience
Buyers start with equipment, not paperwork.
Give buyers a practical way to browse eligible used equipment by payment range, category, and estimated monthly payment before the sales conversation leaves the dealership.
Payment estimates are not offers. Asset eligibility and buyer credit approval are separate.
Estimated payments
Make the payment conversation concrete.
Each asset can show the equipment price, estimated payment, term, and down-payment assumptions before the buyer decides to proceed.
Start financing inquiryBrowsing equipment does not pull credit. Any later credit review should occur only through the appropriate secure application and authorization process.
Connected application
A connected application. Guided assistance.
FundLOT guides buyers through the business, ownership, equipment, timeline, and review steps while keeping the dealer relationship and transaction status connected.
FundLOT coordinates the buyer application, connects buyers with financing sources, and keeps the dealer informed at every defined stage.
Hillcrest Equipment Finance is the founding financing partner.
Access request
Bring transaction visibility to your dealership.
Tell us about your inventory, sales process, and financing workflow. We’ll follow up with access details and the right onboarding path.
FundLOT is currently available to selected dealer partners.
Request access
Share dealership context. Do not send sensitive information or documents.
FAQ
Clear platform questions, clear answers.
What is FundLOT?
FundLOT is a transaction visibility platform for equipment finance, built around a guided buyer path and a structured deal workflow.
Is FundLOT a lender?
No. FundLOT is the platform experience. Financing is subject to underwriting, credit approval, and final documentation.
Can a dealership use its own branding?
Yes. FundLOT is designed to support a dealer-branded experience using the dealership’s inventory, website context, and customer relationship.
Are payment estimates approvals?
No. Payment estimates are examples only. Asset eligibility and buyer credit approval are separate.
Does browsing equipment pull credit?
No. Browsing equipment and viewing payment estimates do not pull credit. Any later credit review should happen only through the appropriate secure application and authorization process.
How do I get access?
Submit the access request form and include your dealership, inventory, and current financing process. The FundLOT team will follow up with the appropriate next step.
FundLOT
Make equipment finance visible.
Give your dealership a clearer path from used-equipment browsing to buyer application, documentation, and funding.